When people picture their ideal vacation, it often revolves around a fantastic hotel. Whether your dream trip involves staying at a beach, at a ski area, or in the heart of your favorite city, using your credit card rewards is an excellent way to cut down on your travel costs. And unlike most frequent-flier programs, many hotel loyalty programs let you redeem your points for free nights whenever you want, so long as there are any unsold standard rooms. Furthermore, free night awards at hotels tend to be immune from the taxes, fees and fuel surcharges that are added to frequent-flier award tickets. Using a hotel credit card is no longer just for...
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